As anyone who has lived in the Great Plains or along the Gulf Coast can attest, wind damage is one of the most destructive elements when it comes to windows. Insurers routinely deal with damages arising from wind-driven debris. Wind storms often times are accompanies by hail, although not nearly as often in the Las Vegas Valley with the Spring Mountains and other mountain chains shielding the area from the worst of hail storms. Yet, strong wind gusts and sustained winds with high speeds often times do strike in the area and can create a great deal of damage to windows, rooftops and other structural components.
Wind Mitigation Steps Can Reduce Potential Damages
There are many reasonable and mostly affordable steps homeowners can take to protect their windows and homes from potential wind damages. Installing shutters is a time-proven method that can enhance home security while also making it impossible for debris to strike vulnerable window surfaces. Settlers more than a century ago knew of the protective benefits shutters provide, and many modern shutters provide outstanding protection while helping to mitigate potential wind-driven damages. Protective window coatings and other treatments also can improve the shatter resistance of windows, and many can be tinted to also reduce the effects of the sun’s glare.
Many Insurers Offer Rate Breaks for Wind Mitigation
Although not assured, many home insurers provide premium discounts when homeowners undertake measures that will protect their homes from wind damages, such as installing shutters and impact-resistant windows. In areas where wind damages in particular are primary drivers of insurance losses, such as in Oklahoma and Texas where hailstorms inflict the costliest losses, many insurance companies are encouraging homeowners to undertake wind mitigation steps by installing shutters, impact widows, armor screening and other safety features designed to protect homes, windows, siding and other important components.
What kind of window damages have you had in your home?